Checking

Become a Member at GENCO to get up to 4.25% APY* on your checking account.


Unlock the full suite of GENCO benefits with a simple start: open a savings account with just a $5 minimum balance.
Membership gives you access to exclusive rates, personalized services, and a community committed to your financial well- being

Ready to join us? Begin your application online, visit any branch location, or call us at :   254-776-9550 for a smooth start to your GENCO journey.


KASASA® Cash
4.25% APY*
Enjoy high dividends on balances up to $10,000 and ATM fee refunds with no monthly fees. Just use your debit card and log into online banking to qualify. Free to open with just a $50 deposit. 

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KASASA® Cash Back
Enjoy 3% cash back on everyday debit card purchases, up to $72 yearly, plus ATM fee refunds nationwide with no monthly fees. Just use your debit card and log into online banking to qualify. Free to open with just a $50 deposit.

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FREE Checking
Discover hassle-free banking with no monthly fees and no minimum balance requirements. Enjoy unlimited check writing, free online banking, bill pay, and a MasterCard debit card. Free to open with just a $50 deposit.
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First Class Checking
Designed for the unique and diverse, this account competitive dividends and convenience. Open with $100 and enjoy the benefits like anytime account access, no per-check charges, and more. Keep just $400 to avoid fees.
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Senior Class Checking
Designed for those 55 and up, enjoy free checks, cashier's checks and notary services. Open with $100 to access competitive dividends and online banking perks. Keep a $200 minimum, to avoid fees.
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Business Checking
Optimize your business banking with a checking account designed for flexibility.  Features include online management, overdraft protection, and no per-check fees. Start with $300 and earn competitive dividends. Maintain a $1,000 minimum to avoid fees.
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Stay Ahead With Kasasa Protect 

In the ongoing battle for your identity, don't let fraudsters gain the upper hand. Kasasa Protect is your shield against identity theft and fraud, offering comprehensive monitoring and alert systems to keep you two steps ahead of threats. Kasasa isn't just about rewarding you; it's about protecting you.

KASASA Protect


Other Services

Order Your Checks With Ease
Routing / Transit Number: 311990029

*APY = Annual Percentage Yield. APYs are accurate as of 10/01/2023. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings Receipt of electronic statements is a condition on these accounts. Limit 1 account per social security number / individual taxpayer identification. There are no recurring monthly service charges or fees to open or close this account. Contact one of our credit union financial service representatives for additional information, details, restrictions, processing limitations, qualifications and enrollment instructions. Kasasa is a trademark of Kasasa Ltd., registered in the USA.

For further details, visit the product disclaimer page.

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