

IMPORTANT CREDIT CARD CHANGES
GENCO transitioned our credit card services to a new provider on March 24th, at 5:45 AM. At that time, your old GENCO credit card became invalid and you need to activate your new card. A detailed letter outlining these changes was sent to you on March 3, 2025, along with an email notification. New credit cards with new card numbers were mailed on March 10, 2025. Click here to review important information about the changes to our credit card program, including a Frequently Asked Questions section.
Master the possibilities with a
GENCO Credit Card
Increase your purchasing power and take advantage of excellent interest rates with GENCO Federal Credit Union’s MasterCard and Platinum MasterCard. Backed by MasterCard’s credit card security and fraud prevention, this card also offers dedicated 24/7 phone support for peace of mind. We have the ideal card for you. Enjoy low interest rates and a 25-day grace period for purchases – apply today!
You will enjoy important features like:
• Convenient and Flexible Purchasing Power, with your card accepted at millions of locations worldwide
• Rates as low as 8.9% APR* (7.9% APR* if shared secured) *Annual Percentage Rate
• Same low rate for purchases, cash advances and balance transfers
• Rates as low as 8.9% APR* (7.9% APR* if shared secured) *Annual Percentage Rate
• Same low rate for purchases, cash advances and balance transfers
• Cash advance fee –$5.00 or 2.00% of the amount advanced, whichever is greater
• No annual fee
• No annual fee
• Cardmember Service available 24 hours a day/365 days per year 866-691-4730
• Manage your card online with MyCard!
Lost or Stolen Cards
Report your Lost or stolen MasterCard® credit cards either through our online/mobile banking app or you can call 866-691-4730 or 254-776-9550. Subject to credit approval. To request a copy of our card holders agreement please contact us or call us to request one at 254-776-9550.
Important information about procedures for opening a new account:
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your drivers license or other identifying documents.